UPDATED: Nov 1, 2016

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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Written By: Jeffrey JohnsonReviewed By: Sara RouthierUPDATED: Nov 1, 2016Fact Checked

Learning how to save on car insurance is one of the smartest things you can do for yourself. With so many car insurance offers available, and plenty of discounts to choose from, most people will find a few ways to cut 10 to 40 percent off their bill. The fact is, you should not trust that your insurance company is always going to offer you the lowest price. In fact, most of the time they only raise prices after each policy expires. Instead, learn how to save on car insurance.

Women Saving Money

Get Quotes First

The most important and easiest way to save on car insurance is simply to compare your options.Most individuals should turn to other companies in the month leading up to the expiration of their car insurance. This way, you have the most accurate, up to date rates possible. Keep in mind that some companies will offer you a much lower introductory offer just to get you to enroll in their company. Therefore, you should always get quotes from leading companies before renewing your policy.

To help you to do this, simply enter your zip code in the box above. This will help you to get the latest quotes from all of the companies you can choose from, ranging from the most comprehensive to the least expensive.

Saving Money

Saving money on car insurance is easier than you think. Here are a few tips to help you to learn how to save on car insurance, for you, your family, your teen driver or others.


  • Choose the level of coverage right for your needs. Do you need the highest limits or is something in between better?
  • Choose the right deductible level for your insurance needs, ensuring it still fits within your budget should you need to file a claim.
  • Be sure your credit score is in the best condition possible. Check your credit report to make sure you do not have errors on it that could be costing you.
  • Ask for discounts for good drivers, especially if you have not made a claim or do not have points on your license.
  • Ask for discounts if you have multiple cars you plan to put onto one policy.
  • If you do not drive much with the vehicle, ask for a mileage discount. For many, this is a hidden way to save on car insurance.
  • Find out if you can get discounts for taking a defensive driving course. Ask about discounts related to retirement, groups, and associations or just for being a good student.

Most people do qualify for discounts and can find an affordable policy that meets all of their needs. To do so, you need to compare your options. No one company is always going to offer the best price, but they will offer big savings in order to get your business.

To get started and to learn how to save money on car insurance, simply fill in the zip code box above. Find out what your options are and how you can save even further.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Reviewed by Sara Routhier
Director of Outreach Sara Routhier