UPDATED: Nov 1, 2016

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Written By: Jeffrey JohnsonReviewed By: Sara RouthierUPDATED: Nov 1, 2016Fact Checked

A monthly car insurance calculator can be one of the best tools available for many people. Car insurance can be expensive, and it often means that you will be paying for something you do not see a return on unless you are involved in a car accident. However, by taking the time to compare your options, and to monitor your car insurance costs on a monthly basis, chances are good you will find an affordable solution that works for you.


Getting Started

One of the best things to do to find out how much car insurance is going to cost you is to use the box above and to simply enter your zip code. It takes just a few minutes to find out how much car insurance will cost you. This is one of the best tools to get more information without any obligation or cost to you.

Why Use a Monthly Car Insurance Calculator?

There are several reasons why this type of calculator can actually be the best solution. Take a look at some of those benefits here.

  • When you use a monthly car insurance calculator, you learn what the cost of car insurance will be to you if you make a monthly payment. Some companies do charge a fee for monthly payments (rather than paying per year or per six months.) However, for many, it is simply more affordable to learn the cost broken down monthly.


  • In many cases, a monthly car insurance calculator will give you the most up to date rates available. If your policy expires in the coming weeks or months, use this calculator to monitor rates and to find out who offers the very best product price possible at any one time. Then, jump in and buy what you need.


  • A monthly car insurance calculator can also help you to plan. Knowing how much you will pay for insurance is a big deal, but this tool helps you to determine the overall costs associated with the process.


  • Deals do come up. Perhaps you cannot get into a lower policy right now, but if you check the current rates and find out that your insurance company is offering a discounted rate plan, or that the competitor is doing so, contact your insurance company with this information. That way, you always are getting the lowest price possible. You end up saving money overall.


A monthly car insurance calculator does not cost you anything to use, but it can help you to save money. To find out what the best rates are right now, simply enter your zip code in the box above. Find out what the best rates are currently. Then, you can determine which product is right for your specific needs. Chances are good that you will save money in the long term if you stay up to date on the current prices and discounts available to you. Your insurance company won’t tell you about these discounts, but you can find them here.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Reviewed by Sara Routhier
Director of Outreach Sara Routhier